Loan Management Made Simple
A multi-tenant platform that helps financial companies manage loans, customers, payments, and reports — all in one place.
Full launch in
Secure & Compliant
Role-based access control
Everything you need to run a lending business
KopaFlow covers the full loan lifecycle — from application to final repayment — so your team can focus on serving customers.
Loan Management
Create and track loan applications, approvals, disbursements, and repayments from a single dashboard.
Customer Tracking
Maintain detailed customer profiles, credit histories, and document records tied to each company.
Payment Scheduling
Automatically generate repayment schedules and track on-time, late, and missed payments.
Analytics & Reports
Get actionable insights with loan portfolio reports, delinquency rates, and collection summaries.
Multi-Tenancy
Support multiple companies on one platform. Each company's data stays isolated and secure.
Role-Based Access
Granular permissions per user role — officers, managers, and admins each see only what they need.
Automated Reminders
Send SMS and email payment reminders automatically to reduce late repayments.
Document Management
Attach and retrieve loan agreements, ID documents, and collateral files in one place.
Built for African lending institutions
Most loan management software is built for Western banks. KopaFlow is built for the way African MFIs, SACCOs, and lending companies actually operate.
Local currency support
Price and track loans in Zambian Kwacha (ZMW), US Dollars, or South African Rand — with automatic exchange rate display.
Mobile-first design
Loan officers in the field can onboard customers, process applications, and record payments from any smartphone.
Offline resilient
Unreliable internet? KopaFlow's mobile app queues actions locally and syncs when connectivity is restored.
Portfolio Health
All Branches
Branch breakdown
3 overdue loans
Reminder sent
Up and running in minutes
KopaFlow is designed to get your lending operation live fast — no complex setup, no long onboarding.
Register Your Company
Sign up and set up your company profile. Add your branding, configure loan products, and invite your team members.
Add Your Customers
Import or create customer profiles with contact details, ID documents, and credit history information.
Manage Loans & Payments
Process loan applications, disburse funds, and track repayments automatically with real-time dashboards.
See KopaFlow in action
A complete loan management platform — built for the way African financial companies actually work.
Dashboard
Click the sidebar tabs to explore different screens ·
Simple, transparent pricing
No hidden fees. Choose the plan that fits your business. Cancel anytime.
Micro
For individual lenders and very small savings groups just starting out.
14 days free · No credit card required
- Up to 50 active loans
- 1 company account
- 1 user seat
- Basic reporting
- Payment scheduling
- Email support
Starter
Perfect for small lending businesses just getting started.
14 days free · No credit card required
- Up to 200 active loans
- 1 company account
- 3 user seats
- Basic reporting
- Email support
- Payment scheduling
Professional
For growing teams that need more power and flexibility.
14 days free · No credit card required
- Up to 2,000 active loans
- 3 company accounts
- 15 user seats
- Advanced analytics
- SMS & email reminders
- Document management
- Collateral tracking
- Priority support
Enterprise
Unlimited scale for large financial institutions.
14 days free · No credit card required
- Unlimited active loans
- Unlimited companies
- Unlimited user seats
- Custom reports & exports
- API access
- Dedicated account manager
- SLA guarantee
- Custom integrations
See what a loan costs before you commit
Estimate monthly repayments instantly. KopaFlow uses reducing balance method by default.
Monthly Repayment
per month for 12 months
Total Repayment
12,055.45
Total Interest
2,055.45
Principal vs Interest
Calculations use the reducing balance method. Actual repayments may vary based on your loan terms.
Frequently asked questions
Everything you need to know before getting started.
Be the first to experience KopaFlow
Join the waitlist and get notified the moment we launch — plus exclusive early-bird pricing.